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Brazil’s Central Bank data analyzed by EBANX shows that nearly 4 in 5 Pix Automático transactions are made by users aged 30 and above, with the 40-to-49 age group leading adoption at 24%. Read all about it

BEYOND BORDERS 2026 IS OUT!

The 7th edition of EBANX's annual study shows why adapting to local payment habits is a boon for global merchants.

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One year in, Pix Automático has already delivered one of its most important projections: bringing new consumers into the subscription economy.

Eduardo de Abreu

Eduardo de Abreu

CPO at EBANX

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Words from our experts


Cards remain structurally central in Argentina, accounting for over half of online sales, largely due to people’s reliance on installments.

Javier Kaniewicz

Javier Kaniewicz

Regional Country Growth Senior Manager for South Latam at EBANX

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Meet our experts


Paul Ohakim

Paul Ohakim

Vice President of Issuing and Acquiring at Verve International

Fabio Maia

Fabio Maia

Product Senior Specialist at EBANX

Débora Dellani

Débora Dellani

Senior Product Marketing Analyst

Sinenkosi Mtshali

Sinenkosi Mtshali

Global Market Expansion Specialist at EBANX

Shelton Ndlovu

Shelton Ndlovu

Senior Product Manager at EBANX

Flávia Faria

Flávia Faria

Market Intelligence Specialist at EBANX

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Going Further


Payments Explained

The Payments Explained is a complete glossary that defines the main terms and concepts commonly used in the payment industry. In just a click you can access great articles and easily learn more about the payments world.

SWIFT Code

In international business, SWIFT Codes are a standard part of conducting transactions. SWIFT codes identify banks for merchants and companies who transfer payments internationally so the money is withdrawn and deposited in the right place. It’s up to the company to locate their banking SWIFT codes to ensure quick and accurate payment. Understanding how SWIFT codes work is vital for smooth transactions that result in fast and easy payments.

Unified Payments Interface (UPI): the instant payment that reshaped India's financial landscape

Launched on April 11, 2016, UPI became the most popular payment method in India, and it is projected to account for 90% of the total transaction volume in retail digital payments from 2023 to 2028.

Electronic Funds Transfer (EFT)

Every transaction starts somewhere. In today’s global economy, e-commerce is on the rise. Digital payment is the way of today, and tomorrow, and that means any business, large or small, needs to take advantage of electronic transactions. That’s where electronic funds transfer comes in. This concept is applicable to every digital transaction out there, and for merchants, businesses, and consumers it’s important to know how electronic money transfers work. This is electronic funds transfer explained.

Three Domain Server: All You Need to Know about 3DS

Payment fraud continues to be one of the major concerns for e-commerce businesses, but 3D Secure can be a solution. Read on! We will help you to understand 3DS technology fully.

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